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Welcome to Alba Insurance USA
Insurance options for individuals, families, and businesses
Explore coverage options based on your needs, location, and eligibility, with personalized guidance throughout the process.
Life Insurance
What is Life Insurance?
Life insurance can provide financial support to designated beneficiaries after the insured person’s death, depending on the policy selected.
Some life insurance products may also include additional features or living benefits, subject to the terms, conditions, eligibility requirements, and exclusions of the policy.
At Alba Insurance USA, we help clients explore available life insurance options based on their needs, goals, and eligibility.
What can Life Insurance include?
Subject to policy terms, conditions, limitations, and exclusions.
Available features vary depending on the policy, insurer, underwriting, and eligibility. Depending on the option selected, life insurance may include features such as:
- Death Benefit
- Accelerated Living Benefits, where available
- Final Expense Coverage
- Mortgage Protection Options
- Return of Premium Features, where available
- Cash Value or Savings Components, depending on the product
- Coverage options that may be available to certain non-U.S. citizens, subject to eligibility
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How much does Life Insurance cost?
The cost of life insurance varies based on factors such as age, health, coverage amount, policy type, insurer, and underwriting requirements.
Documentation and eligibility requirements may vary depending on the product selected and the applicant’s circumstances.
At Alba Insurance USA, we help clients explore available life insurance options based on their needs, goals, and budget.
Request a quote to learn more about the options available to you.
With more than 10 years of experience in the insurance industry, Alba Insurance USA provides personalized guidance across multiple lines of coverage.
We are committed to helping individuals, families, and businesses explore insurance options available based on their needs and location.
Licenses
- NPN - #19344465
- Florida – #W611699
- New Jersey – #3001165144
- California – #4080137
- South Carolina – #19344465
- North Carolina – #19344465
- Texas – #255531
- Colorado – #814185
- Georgia – #3447976
- Ohio – #1412032
- Indiana – #40111610
Alba Insurance USA is a registered fictitious name (DBA) of JAH SHALOM CORP, owned by Alba Yaleny Morales (NPN #19344465). Alba Insurance USA is not affiliated with or endorsed by the U.S. government, the Federal Health Insurance Marketplace, HealthCare.gov, Medicare, or the Centers for Medicare & Medicaid Services (CMS).